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Written by: Filip Gromovic Reviewed by: Nashon Khamala
Apple operates a closed ecosystem, and the launch of Apple Pay in 2014 was intended to localize payments within its ecosystem and avoid external interference. Several real money online Apple Pay casinos have emerged over the years. Their goal has been to make it easier for players using iOS devices to easily complete payments.
Available data in 2025 shows that Apple Pay now has approximately 63.9 million users in the United States, or 22.3% of the country’s population. That number is expected to rise to 67 million by 2026, which makes it a viable market for real money casino operators.
Apple Pay is essentially an e-wallet that allows iOS users to securely link debit and credit cards to their devices and use them to securely complete transactions in apps, online or in stores via contactless payment facilitated by Near Field Communication (NFC) technology. Although the support for this technology is growing, it is still unavailable in many countries.
When Apple device users link their MasterCard, Visa or American Express cards to their Apple Pay, they will receive a unique Device Account Number that is encrypted into the Secure Element and protected by a biometric lock (Touch ID or Face ID) or password.
When you visit Apple Pay online casinos, you can easily complete your first deposit or other payments through the Cashier window in just a few clicks. Online gambling sites with the Apple Pay option are few. It is important to have this reality at the back of your mind and tailor your expectations accordingly.
Several real money casinos that include Apple Pay on the list of accepted deposit methods use it as a strategy to attract iOS users to their platform. Before you can start using this payment method, you need to first set it up. Below is a step-by-step guide on how to complete the setup process:
Complete the verification process to authorize the linking of your card to the Wallet app
Once you have an active Wallet app, launch the casino app or visit it through your Safari browser. Log in using your email address (or username, in some cases) and password:
Whether you have just completed the wagering requirements of your welcome bonus or won a jackpot on your favorite slot on one of the best Apple Pay casinos, you can withdraw your winnings through this method if it is one of the options provided by the casino. Follow the steps below to withdraw your winnings:
Once the request is approved by the casino, you should see your funds appear in your Wallet App within minutes or a few days, depending on the online gambling site. Some platforms may charge a small fee when you use this option for withdrawal.
If you have never tried completing a deposit in a real money online casino, you may never understand how it simplifies the entire process. On the other hand, players who have tried this deposit method will rarely want to use any other means. Below are the key benefits that transform one-time users into regulars:
The best Apple Pay casinos still have their downsides because of the innate limitations of the payment system. Firstly, it is practically impossible for you to use this payment method if you are not using an Apple device because it is tied to their ecosystem. Other major drawbacks you will likely encounter include:
Ideally, Apple Pay services don’t charge users for transacting with their wallet, whether it is completing deposits or making withdrawals. The service swiftly facilitates the transactions without any fees. However, it is still possible to incur fees from other sources when using this service.
The first likely source of fees is from your bank—and here’s the simple explanation on how that can happen. During the setup process of the Wallet app, the user is required to link either their bank account or a credit/debit card. Technically, all transactions will happen through the bank or the financial institution that provided the linked card, with the Wallet app acting as a middleman. If your card provider usually charges you for making purchases with your card, that will not change when you link it to your Wallet app.
The other possible source of any fees is from the Apple Pays online casinos. Some platforms may charge a processing fee for withdrawals when you use certain methods, especially for players who want to shorten the withdrawal time. Fees will rarely apply for standard withdrawals.
The number and diversity of games on these types of gambling platforms will not be different from what you will find elsewhere, except that you are not dealing with a reputable casino. Likewise, you will find titles from leading software providers, giving punters unhindered access to their favorite games.
If you have claimed deposit offers using your Wallet app, it is always important to mention that not all games will contribute to fulfilling the wagering requirements. This should guide you in choosing the games you should play.
Slots will usually dominate the list of available games on the top Apple Pay casinos. Slots come in different configurations. Part of the reason for their popularity is because of how easy they are to play. All the player needs to do is set their bet size and press the Spin button or automate their play using the autospin button. Winning on online slots is based entirely on luck.
There are different variations of slots, including classic slots (which feature a 3×3 grid), jackpot slots (offering massive capped payout values) and progressive jackpot slots (where the maximum win is uncapped). In terms of how winning is determined, they are grouped into:
This category of games at casinos Apple Pay are mostly played using joker cards or dice. Players bet against the house, and winning is determined by a set of rules. Table games have always been the center of attraction in traditional gambling houses. The most popular options are blackjack, baccarat, poker and roulette.
Several software providers now provide Live Casino, where these table games are hosted by real humans whom players interact with through special communication channels.
Mobile gaming makes it easy for punters to carry their games wherever they go, instead of being restricted to their computer desks. For gamblers who participate in promotions and tournaments with leaderboards, it makes it easier for them to keep track of their position on the leaderboard.
The best Apple Pay casinos are built on HTML5 technology that optimizes them for mobile platforms. Since this payment method is optimized for iOS, it is always best to use it when you play at a mobile casino. Interestingly, many of the elite gambling sites have mobile apps that members can download from the App Store.
For platforms without a dedicated mobile app, there is a workaround. Players can install the progressive web app (PWA) version of the casino on their iOS devices. Follow the steps below to install the PWA version of Apple Pay online casinos.
These steps will also work on other browsers like Chrome if your device is running iOS 16.4 or later versions.
When you visit Apple Pay casinos, you will likely find other payment methods. In other words, the platform will never restrict players to a single payment method. In fact, this should be one of the factors you should look out for when choosing a casino. Any platform that offers a single payment method is a potential disaster. The most popular alternative payment methods include:
When compared to other payment options, Apple Pay has its pros and cons. However, punters who have not used any other operating system besides iOS would find it to be one of the most convenient ways to complete transactions on online gambling platforms. Below is a table comparing Apple Pay online casinos with other popular payment options on gaming sites, including its closest rival.
| Features | Apple Pay | Google Pay | Credit/Debit Cards |
| Technology | The primary technology is NFC | It uses NFC and QR codes to complete online and physical payments | Built for physical and online payments using chip and magnetic strip |
| Security | A combination of biometrics and tokenization helps to ensure high security | Also combines biometrics and tokenization to ensure high security | The numbers on the cards can easily be stolen and used to complete transactions |
| Authentication | Implements Touch ID, Face ID and passcode | Relies on the PIN or biometric lock of the device | Uses PIN or signature |
| Availability | Only available on Apple devices | Available on both Android and iOS | Can be used on any device with a provision for it |
| Convenience | Highly convenient and very fast in completing transactions | Highly convenient, offering fast contactless transactions | Moderately convenient since it requires the user to always have the physical card with them |
| Special features | Can also be used to store other cards and easily integrates into other Apple services | Users can integrate this payment system with other services, including PayPal | Doesn’t offer any other special service |
If you are a loyal user of the Apple ecosystem, subscribing to casinos with an Apple Pay option for deposits and withdrawals should be a no-brainer. The reason is that it will streamline your payment processes while keeping your transactions protected under the Apple ecosystem. You can rest easy knowing that you don’t have to provide any sensitive financial information to the casino during deposits or withdrawals.
On the other hand, if you are not a fan of iOS or have never used any Apple device before, it may be a good idea to overlook this payment service and rather stick with other alternatives that you are familiar with. Apple Pay is exclusive to devices that run on iOS or macOS. Therefore, making that switch will take a long learning curve. Also, consider other important factors, such as security, game diversity and promotions, when choosing the best Apple Pay casinos.
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Filip Gromovic is a senior slots reviewer here at FreeSlots99 with over five years of experience evaluating the latest drops in the world of iGaming.
Being a slot fan himself, Filip approaches slot ratings just the way we like it – professionally, but also from a player’s standpoint.
That enables him to give his unbiased take on the slot’s features, gameplay and design, while only recommending top-tier releases to our readers.
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Having served FreeSlots99 for more than 5 years as a senior content editor and reviewer, Nashon Khamala has extensive knowledge in game slots and iGaming.
His membership in the Editorial Freelancers Association helps him deliver content that reaches both editorial excellence standards and an engaging information level.
By using his expertise in slots games combined with player-focused analysis, Nashon delivers a professional evaluation of slot features and player experiences in his reviews.
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